2016 HRK to ISK Historical Review

YEARLY HIGH

18.8255 ISK

YEARLY LOW

15.6324 ISK

YEARLY AVERAGE

17.7562 ISK

2016 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 18.8255. Conversely, the yearly low was recorded on December 11, dropping to 15.6324.

This high-to-low spread represents a total annual volatility of 3.1931 ISK. From a start-to-finish perspective, comparing the January average rate of 18.4412 to the December average rate of 15.7452, the exchange rate registered a net change of -14.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 18.8255 was down 6.34% compared to the 2015 peak of 20.0987, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 94,127 ISK

2015 Average 96,127 ISK

Yearly Trough Low 78,162 ISK

Transaction Impact: A difference of 15,965.31 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

19.0434

15.4453

JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.5871, compared to 16.9252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6619 points.

H1 Avg (Jan–Jun) 18.5871

H2 Avg (Jul–Dec) 16.9252

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.6969 ISK (High: 16.4735 / Low: 15.7765). On the other end, May was the most stable month, with a tight range of 0.1101 ISK (High: 18.6725 / Low: 18.5624).

November Spread (Volatile) ±0.6969

May Spread (Stable) ±0.1101

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6629 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6629

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 18.7436) against the same month in 2015 (average: 19.3561), the exchange rate shifted by -0.6125 (-3.16%).

2016 Avg (April) 18.7436

2015 Avg (April) 19.3561

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.5332	18.3605	18.4412
February	18.7223	18.3558	18.6143
March	18.7356	18.5333	18.6558
April	18.8255	18.6531	18.7436
May	18.6725	18.5624	18.6282
June	18.6637	18.1581	18.4396
July	18.2060	17.8082	18.0280
August	17.9246	17.4051	17.6852
September	17.3567	17.0482	17.1766
October	17.0878	16.4998	16.7895
November	16.4735	15.7765	16.1266
December	15.8980	15.6324	15.7452