YEARLY HIGH
19.1939 ISK
YEARLY LOW
16.3066 ISK
YEARLY AVERAGE
17.2003 ISK

2018 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 29, valuing the pair at 19.1939. Conversely, the yearly low was recorded on March 31, dropping to 16.3066.

This high-to-low spread represents a total annual volatility of 2.8873 ISK. From a start-to-finish perspective, comparing the January average rate of 16.8563 to the December average rate of 18.5127, the exchange rate registered a net change of 9.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 19.1939 was up 10.74% compared to the 2017 peak of 17.3327, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 95,970 ISK
2017 Average 80,658 ISK
Yearly Trough Low 81,533 ISK
Transaction Impact: A difference of 14,436.48 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

19.0420
16.2455
JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.6816, compared to 17.7189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0373 points.

H1 Avg (Jan–Jun) 16.6816
H2 Avg (Jul–Dec) 17.7189

Volatility Range Comparison

Volatility

The most volatile month in 2018 was October, with a trading range of 1.1023 ISK (High: 18.5280 / Low: 17.4258). On the other end, August was the most stable month, with a tight range of 0.2627 ISK (High: 16.8166 / Low: 16.5539).

October Spread (Volatile) ±1.1023
August Spread (Stable) ±0.2627

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2963 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2963

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 18.8090) against the same month in 2017 (average: 16.1990), the exchange rate shifted by +2.6099 (+16.11%).

2018 Avg (November) 18.8090
2017 Avg (November) 16.1990

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.9738 16.7006 16.8563
February 16.8968 16.5949 16.7623
March 16.6837 16.3066 16.4984
April 16.6683 16.3215 16.4786
May 16.7495 16.4306 16.6109
June 17.1592 16.5154 16.8831
July 16.9986 16.5784 16.8279
August 16.8166 16.5539 16.7248
September 17.7343 16.7925 17.3156
October 18.5280 17.4258 18.1235
November 19.1939 18.5151 18.8090
December 18.9836 17.9336 18.5127