2015 HRK to ISK Historical Review

YEARLY HIGH

20.0987 ISK

YEARLY LOW

18.3348 ISK

YEARLY AVERAGE

19.2259 ISK

2015 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 20.0987. Conversely, the yearly low was recorded on December 14, dropping to 18.3348.

This high-to-low spread represents a total annual volatility of 1.7640 ISK. From a start-to-finish perspective, comparing the January average rate of 19.8809 to the December average rate of 18.4940, the exchange rate registered a net change of -6.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 20.0987 was down 3.83% compared to the 2014 peak of 20.8994, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 100,494 ISK

2014 Average 101,402 ISK

Yearly Trough Low 91,674 ISK

Transaction Impact: A difference of 8,819.75 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

20.0196

18.3553

JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.5413, compared to 18.9106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6307 points.

H1 Avg (Jan–Jun) 19.5413

H2 Avg (Jul–Dec) 18.9106

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 0.5638 ISK (High: 19.1991 / Low: 18.6353). On the other end, October was the most stable month, with a tight range of 0.1476 ISK (High: 18.7082 / Low: 18.5606).

September Spread (Volatile) ±0.5638

October Spread (Stable) ±0.1476

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.4645 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.4645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 19.8809) against the same month in 2014 (average: 20.6577), the exchange rate shifted by -0.7768 (-3.76%).

2015 Avg (January) 19.8809

2014 Avg (January) 20.6577

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.0987	19.5647	19.8809
February	19.5875	19.3800	19.4553
March	19.5543	19.2522	19.4007
April	19.4489	19.2730	19.3561
May	19.8611	19.3385	19.5551
June	19.8009	19.3801	19.5998
July	19.5465	19.3488	19.4386
August	19.5843	19.1845	19.4241
September	19.1991	18.6353	18.9596
October	18.7082	18.5606	18.6280
November	18.7348	18.4039	18.5192
December	18.5789	18.3348	18.4940