2014 HRK to ISK Historical Review

YEARLY HIGH

20.8994 ISK

YEARLY LOW

19.8770 ISK

YEARLY AVERAGE

20.2808 ISK

2014 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 20.8994. Conversely, the yearly low was recorded on October 4, dropping to 19.8770.

This high-to-low spread represents a total annual volatility of 1.0223 ISK. From a start-to-finish perspective, comparing the January average rate of 20.6577 to the December average rate of 20.1110, the exchange rate registered a net change of -2.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 20.8994 was down 8.69% compared to the 2013 peak of 22.8878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 104,497 ISK

2013 Average 106,979 ISK

Yearly Trough Low 99,385 ISK

Transaction Impact: A difference of 5,111.64 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

20.7243

19.9254

JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.4191, compared to 20.1424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2767 points.

H1 Avg (Jan–Jun) 20.4191

H2 Avg (Jul–Dec) 20.1424

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.4683 ISK (High: 20.8994 / Low: 20.4310). On the other end, June was the most stable month, with a tight range of 0.1367 ISK (High: 20.4484 / Low: 20.3117).

January Spread (Volatile) ±0.4683

June Spread (Stable) ±0.1367

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2746 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2746

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 20.6577) against the same month in 2013 (average: 22.5752), the exchange rate shifted by -1.9175 (-8.49%).

2014 Avg (January) 20.6577

2013 Avg (January) 22.5752

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	20.8994	20.4310	20.6577
February	20.5617	20.2683	20.3832
March	20.5079	20.2359	20.3755
April	20.4488	20.2663	20.3349
May	20.5083	20.2433	20.3616
June	20.4484	20.3117	20.4019
July	20.4190	20.1889	20.3117
August	20.3300	20.1364	20.2307
September	20.2319	19.9844	20.1076
October	20.0970	19.8770	19.9920
November	20.3812	19.9253	20.1013
December	20.2188	19.9796	20.1110