2019 HRK to ISK Historical Review

YEARLY HIGH

19.1964 ISK

YEARLY LOW

17.8049 ISK

YEARLY AVERAGE

18.4961 ISK

2019 HRK to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 19.1964. Conversely, the yearly low was recorded on March 17, dropping to 17.8049.

This high-to-low spread represents a total annual volatility of 1.3915 ISK. From a start-to-finish perspective, comparing the January average rate of 18.3963 to the December average rate of 18.2199, the exchange rate registered a net change of -0.96% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 19.1964 was up 0.01% compared to the 2018 peak of 19.1939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 95,982 ISK

2018 Average 86,010 ISK

Yearly Trough Low 89,025 ISK

Transaction Impact: A difference of 6,957.59 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

19.0959

18.1304

JanuMarcMayJulySeptNove

HRK to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.4565, compared to 18.5357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0792 points.

H1 Avg (Jan–Jun) 18.4565

H2 Avg (Jul–Dec) 18.5357

Volatility Range Comparison

Volatility

The most volatile month in 2019 was July, with a trading range of 0.9477 ISK (High: 19.1964 / Low: 18.2487). On the other end, May was the most stable month, with a tight range of 0.3506 ISK (High: 18.6871 / Low: 18.3365).

July Spread (Volatile) ±0.9477

May Spread (Stable) ±0.3506

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2872 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2872

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2019: 18.9128) against the same month in 2018 (average: 16.8279), the exchange rate shifted by +2.0848 (+12.39%).

2019 Avg (July) 18.9128

2018 Avg (July) 16.8279

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.6569	17.9756	18.3963
February	18.5095	18.1106	18.3436
March	18.5178	17.8049	18.2472
April	18.5374	17.9583	18.2108
May	18.6871	18.3365	18.5255
June	19.1913	18.6046	19.0155
July	19.1964	18.2487	18.9128
August	18.8403	18.2403	18.6256
September	18.9723	18.1763	18.5783
October	18.7359	18.2766	18.5247
November	18.5388	17.9764	18.3532
December	18.4177	17.9639	18.2199