2013 HRK to LRD Historical Review

YEARLY HIGH

14.6108 LRD

YEARLY LOW

12.5350 LRD

YEARLY AVERAGE

13.4397 LRD

2013 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 14.6108. Conversely, the yearly low was recorded on April 3, dropping to 12.5350.

This high-to-low spread represents a total annual volatility of 2.0757 LRD. From a start-to-finish perspective, comparing the January average rate of 12.9980 to the December average rate of 14.4984, the exchange rate registered a net change of 11.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 14.6108 was up 10.82% compared to the 2012 peak of 13.1842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 73,054 LRD

2012 Average 62,974 LRD

Yearly Trough Low 62,675 LRD

Transaction Impact: A difference of 10,378.71 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

14.6785

12.5171

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.9349, compared to 13.9445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0096 points.

H1 Avg (Jan–Jun) 12.9349

H2 Avg (Jul–Dec) 13.9445

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.6767 LRD (High: 14.0254 / Low: 13.3486). On the other end, March was the most stable month, with a tight range of 0.2422 LRD (High: 12.7928 / Low: 12.5507).

September Spread (Volatile) ±0.6767

March Spread (Stable) ±0.2422

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3981 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3981

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 14.4984) against the same month in 2012 (average: 12.7300), the exchange rate shifted by +1.7684 (+13.89%).

2013 Avg (December) 14.4984

2012 Avg (December) 12.7300

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.2920	12.6547	12.9980
February	13.3938	12.8317	13.0953
March	12.7928	12.5507	12.6972
April	12.9097	12.5350	12.7576
May	13.0815	12.6121	12.8270
June	13.4506	12.8614	13.2339
July	13.3705	12.8081	13.0937
August	13.8285	13.2421	13.6632
September	14.0254	13.3486	13.8066
October	14.5729	13.9642	14.3492
November	14.3786	14.0791	14.2557
December	14.6108	14.3137	14.4984