2019 HRK to LRD Historical Review

YEARLY HIGH

31.7207 LRD

YEARLY LOW

24.0051 LRD

YEARLY AVERAGE

28.0822 LRD

2019 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 20, valuing the pair at 31.7207. Conversely, the yearly low was recorded on January 2, dropping to 24.0051.

This high-to-low spread represents a total annual volatility of 7.7155 LRD. From a start-to-finish perspective, comparing the January average rate of 24.4576 to the December average rate of 28.1615, the exchange rate registered a net change of 15.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 31.7207 was up 24.43% compared to the 2018 peak of 25.4936, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 158,603 LRD

2018 Average 114,391 LRD

Yearly Trough Low 120,026 LRD

Transaction Impact: A difference of 38,577.70 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

32.0928

23.7635

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.9292, compared to 30.2352 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3060 points.

H1 Avg (Jan–Jun) 25.9292

H2 Avg (Jul–Dec) 30.2352

Volatility Range Comparison

Volatility

The most volatile month in 2019 was November, with a trading range of 3.1469 LRD (High: 31.7031 / Low: 28.5562). On the other end, February was the most stable month, with a tight range of 0.3948 LRD (High: 24.8587 / Low: 24.4639).

November Spread (Volatile) ±3.1469

February Spread (Stable) ±0.3948

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 1.6999 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -1.6999

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 31.3987) against the same month in 2018 (average: 24.2449), the exchange rate shifted by +7.1538 (+29.51%).

2019 Avg (October) 31.3987

2018 Avg (October) 24.2449

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	24.8698	24.0051	24.4576
February	24.8587	24.4639	24.6535
March	25.0018	24.4502	24.6827
April	25.7198	24.5789	25.0750
May	28.7074	25.6175	27.1135
June	30.1673	28.7074	29.5929
July	30.6770	29.9449	30.3562
August	30.8411	30.4331	30.6446
September	31.2928	30.5537	30.9886
October	31.7207	30.8408	31.3987
November	31.7031	28.5562	29.8614
December	28.5455	27.9310	28.1615