2015 HRK to LRD Historical Review

YEARLY HIGH

14.3954 LRD

YEARLY LOW

11.6536 LRD

YEARLY AVERAGE

12.5326 LRD

2015 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 14.3954. Conversely, the yearly low was recorded on March 15, dropping to 11.6536.

This high-to-low spread represents a total annual volatility of 2.7418 LRD. From a start-to-finish perspective, comparing the January average rate of 13.8452 to the December average rate of 12.2244, the exchange rate registered a net change of -11.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 14.3954 was down 12.47% compared to the 2014 peak of 16.4462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 71,977 LRD

2014 Average 76,723 LRD

Yearly Trough Low 58,268 LRD

Transaction Impact: A difference of 13,709.12 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

14.0308

11.8032

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5683, compared to 12.4969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0715 points.

H1 Avg (Jan–Jun) 12.5683

H2 Avg (Jul–Dec) 12.4969

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 1.3566 LRD (High: 13.5232 / Low: 12.1666). On the other end, July was the most stable month, with a tight range of 0.3968 LRD (High: 12.5622 / Low: 12.1654).

August Spread (Volatile) ±1.3566

July Spread (Stable) ±0.3968

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.3497 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.3497

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 13.8452) against the same month in 2014 (average: 14.9423), the exchange rate shifted by -1.0971 (-7.34%).

2015 Avg (January) 13.8452

2014 Avg (January) 14.9423

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.3954	13.2866	13.8452
February	13.4377	12.3480	12.4955
March	12.3526	11.6536	11.9888
April	12.4794	11.8155	12.0387
May	12.8569	12.1750	12.4957
June	12.7638	12.2152	12.5459
July	12.5622	12.1654	12.3562
August	13.5232	12.1666	12.7921
September	13.2952	12.5881	12.9753
October	12.8988	12.0696	12.5180
November	12.4608	11.8776	12.1151
December	12.7456	11.7520	12.2244