2018 HRK to LRD Historical Review

YEARLY HIGH

25.4936 LRD

YEARLY LOW

20.1234 LRD

YEARLY AVERAGE

22.8658 LRD

2018 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 25.4936. Conversely, the yearly low was recorded on January 9, dropping to 20.1234.

This high-to-low spread represents a total annual volatility of 5.3702 LRD. From a start-to-finish perspective, comparing the January average rate of 20.8213 to the December average rate of 24.2134, the exchange rate registered a net change of 16.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 25.4936 was up 25.73% compared to the 2017 peak of 20.2763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 127,468 LRD

2017 Average 79,442 LRD

Yearly Trough Low 100,617 LRD

Transaction Impact: A difference of 26,851.00 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

24.9069

20.4499

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.5231, compared to 24.2085 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6854 points.

H1 Avg (Jan–Jun) 21.5231

H2 Avg (Jul–Dec) 24.2085

Volatility Range Comparison

Volatility

The most volatile month in 2018 was June, with a trading range of 1.8778 LRD (High: 23.7169 / Low: 21.8391). On the other end, December was the most stable month, with a tight range of 0.3201 LRD (High: 24.3754 / Low: 24.0553).

June Spread (Volatile) ±1.8778

December Spread (Stable) ±0.3201

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.6917 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6917

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 24.5355) against the same month in 2017 (average: 14.4330), the exchange rate shifted by +10.1025 (+70.00%).

2018 Avg (July) 24.5355

2017 Avg (July) 14.4330

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	21.6184	20.1234	20.8213
February	21.5652	20.4445	20.9656
March	21.9828	21.4837	21.7388
April	21.9817	21.3871	21.6855
May	21.8760	21.1259	21.4077
June	23.7169	21.8391	22.5198
July	25.4936	23.7213	24.5355
August	24.2837	23.4714	23.8438
September	25.1347	23.9919	24.2768
October	24.5499	23.8311	24.2449
November	24.3562	23.8472	24.1366
December	24.3754	24.0553	24.2134