2020 HRK to LRD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2020.
2020 HRK to LRD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2020
During 2020, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 31.7113. Conversely, the yearly low was recorded on November 18, dropping to 24.4444.
This high-to-low spread represents a total annual volatility of 7.2670 LRD. From a start-to-finish perspective, comparing the January average rate of 28.5578 to the December average rate of 26.0326, the exchange rate registered a net change of -8.84% (reflecting a weakening trend).
Looking at year-over-year peak valuations, the 2020 high of 31.7113 was down 0.03% compared to the 2019 peak of 31.7207, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2020.
HRK to LRD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 28.7980, compared to 29.1786 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3806 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2020 was November, with a trading range of 3.7160 LRD (High: 28.1604 / Low: 24.4444). On the other end, August was the most stable month, with a tight range of 0.5191 LRD (High: 31.7113 / Low: 31.1923).
Growth Streaks & Declines
TrendsBetween April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 4.1740 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (August 2020: 31.4085) against the same month in 2019 (average: 30.6446), the exchange rate shifted by +0.7639 (+2.49%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 29.0610 | 28.1320 | 28.5578 |
| February | 29.2511 | 28.5029 | 28.7885 |
| March | 30.0907 | 27.7090 | 28.9021 |
| April | 28.6146 | 28.0358 | 28.3532 |
| May | 29.0513 | 28.3094 | 28.5867 |
| June | 29.8633 | 29.1206 | 29.5996 |
| July | 31.5939 | 29.6224 | 30.3348 |
| August | 31.7113 | 31.1923 | 31.4085 |
| September | 31.5718 | 30.6568 | 31.1152 |
| October | 30.9805 | 28.1604 | 30.1773 |
| November | 28.1604 | 24.4444 | 26.0034 |
| December | 26.6740 | 25.2152 | 26.0326 |