2016 HRK to LRD Historical Review

YEARLY HIGH

14.3558 LRD

YEARLY LOW

11.9157 LRD

YEARLY AVERAGE

13.1313 LRD

2016 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 20, valuing the pair at 14.3558. Conversely, the yearly low was recorded on January 24, dropping to 11.9157.

This high-to-low spread represents a total annual volatility of 2.4401 LRD. From a start-to-finish perspective, comparing the January average rate of 12.1441 to the December average rate of 12.8567, the exchange rate registered a net change of 5.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 14.3558 was down 0.28% compared to the 2015 peak of 14.3954, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 71,779 LRD

2015 Average 62,671 LRD

Yearly Trough Low 59,578 LRD

Transaction Impact: A difference of 12,200.45 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

13.9146

11.9831

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8983, compared to 13.3643 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4661 points.

H1 Avg (Jan–Jun) 12.8983

H2 Avg (Jul–Dec) 13.3643

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.9715 LRD (High: 14.3558 / Low: 13.3843). On the other end, September was the most stable month, with a tight range of 0.2281 LRD (High: 13.7952 / Low: 13.5672).

August Spread (Volatile) ±0.9715

September Spread (Stable) ±0.2281

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3808 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3808

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 13.7537) against the same month in 2015 (average: 12.7921), the exchange rate shifted by +0.9615 (+7.52%).

2016 Avg (August) 13.7537

2015 Avg (August) 12.7921

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.7155	11.9157	12.1441
February	12.4451	12.0035	12.2922
March	12.7967	12.0968	12.4794
April	13.7906	12.8204	13.3045
May	13.8685	13.4219	13.6371
June	13.7211	13.2713	13.5322
July	13.5143	13.2576	13.3519
August	14.3558	13.3843	13.7537
September	13.7952	13.5672	13.6857
October	13.7495	13.1044	13.4594
November	13.5338	12.7588	13.0786
December	13.0296	12.5770	12.8567