2014 HRK to LRD Historical Review

YEARLY HIGH

16.4462 LRD

YEARLY LOW

14.4013 LRD

YEARLY AVERAGE

15.3444 LRD

2014 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 20, valuing the pair at 16.4462. Conversely, the yearly low was recorded on March 23, dropping to 14.4013.

This high-to-low spread represents a total annual volatility of 2.0449 LRD. From a start-to-finish perspective, comparing the January average rate of 14.9423 to the December average rate of 14.6891, the exchange rate registered a net change of -1.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 16.4462 was up 12.56% compared to the 2013 peak of 14.6108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 82,231 LRD

2013 Average 67,208 LRD

Yearly Trough Low 72,007 LRD

Transaction Impact: A difference of 10,224.51 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

16.4640

14.5277

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.2766, compared to 15.4121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1355 points.

H1 Avg (Jan–Jun) 15.2766

H2 Avg (Jul–Dec) 15.4121

Volatility Range Comparison

Volatility

The most volatile month in 2014 was June, with a trading range of 1.3464 LRD (High: 16.3344 / Low: 14.9880). On the other end, November was the most stable month, with a tight range of 0.2004 LRD (High: 14.9729 / Low: 14.7725).

June Spread (Volatile) ±1.3464

November Spread (Stable) ±0.2004

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.5208 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.5208

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 16.3027) against the same month in 2013 (average: 13.0937), the exchange rate shifted by +3.2090 (+24.51%).

2014 Avg (July) 16.3027

2013 Avg (July) 13.0937

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.2990	14.4474	14.9423
February	15.3969	15.0712	15.2535
March	15.4538	14.4013	14.8829
April	15.6017	15.3415	15.4560
May	15.6981	14.5599	15.3277
June	16.3344	14.9880	15.7974
July	16.4462	16.1993	16.3027
August	16.2538	15.7703	15.9906
September	15.7991	15.1223	15.4698
October	15.2847	14.9715	15.1410
November	14.9729	14.7725	14.8798
December	14.9128	14.4686	14.6891