2024 HRK to LRD Historical Review

YEARLY HIGH

29.6418 LRD

YEARLY LOW

24.8670 LRD

YEARLY AVERAGE

27.4921 LRD

2024 HRK to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 20, valuing the pair at 29.6418. Conversely, the yearly low was recorded on December 18, dropping to 24.8670.

This high-to-low spread represents a total annual volatility of 4.7748 LRD. From a start-to-finish perspective, comparing the January average rate of 27.3808 to the December average rate of 25.0962, the exchange rate registered a net change of -8.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 29.6418 was up 6.69% compared to the 2023 peak of 27.7833, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 148,209 LRD

2023 Average 125,439 LRD

Yearly Trough Low 124,335 LRD

Transaction Impact: A difference of 23,873.91 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

29.2082

24.7224

JanuMarcMayJulySeptNove

HRK to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 27.5556, compared to 27.4287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1269 points.

H1 Avg (Jan–Jun) 27.5556

H2 Avg (Jul–Dec) 27.4287

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 2.8865 LRD (High: 27.7718 / Low: 24.8853). On the other end, January was the most stable month, with a tight range of 0.3581 LRD (High: 27.6091 / Low: 27.2510).

November Spread (Volatile) ±2.8865

January Spread (Stable) ±0.3581

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.7697 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.7697

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 28.8344) against the same month in 2023 (average: 26.4010), the exchange rate shifted by +2.4334 (+9.22%).

2024 Avg (September) 28.8344

2023 Avg (September) 26.4010

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	27.6091	27.2510	27.3808
February	27.4773	27.0762	27.2848
March	27.9895	27.5868	27.7547
April	27.8244	26.5014	27.4231
May	27.9688	27.5076	27.7741
June	28.0579	27.4883	27.7161
July	28.3297	27.7162	28.0723
August	28.9679	27.9839	28.6068
September	29.6418	28.4962	28.8344
October	28.4561	27.5177	27.8660
November	27.7718	24.8853	26.0963
December	25.2857	24.8670	25.0962