2012 HRK to NZD Historical Review

YEARLY HIGH

0.2226 NZD

YEARLY LOW

0.1995 NZD

YEARLY AVERAGE

0.2110 NZD

2012 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.2226. Conversely, the yearly low was recorded on July 29, dropping to 0.1995.

This high-to-low spread represents a total annual volatility of 0.0231 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2135 to the December average rate of 0.2099, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2226 was down 15.50% compared to the 2011 peak of 0.2635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,113 NZD

2011 Average 1,183 NZD

Yearly Trough Low 998 NZD

Transaction Impact: A difference of 115.62 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2210

0.2028

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2139, compared to 0.2082 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0057 points.

H1 Avg (Jan–Jun) 0.2139

H2 Avg (Jul–Dec) 0.2082

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0110 NZD (High: 0.2213 / Low: 0.2103). On the other end, November was the most stable month, with a tight range of 0.0047 NZD (High: 0.2102 / Low: 0.2054).

January Spread (Volatile) ±0.0110

November Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0082 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.2195) against the same month in 2011 (average: 0.2431), the exchange rate shifted by -0.0236 (-9.69%).

2012 Avg (May) 0.2195

2011 Avg (May) 0.2431

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2213	0.2103	0.2135
February	0.2126	0.2062	0.2091
March	0.2172	0.2099	0.2135
April	0.2169	0.2122	0.2145
May	0.2226	0.2159	0.2195
June	0.2178	0.2095	0.2132
July	0.2098	0.1995	0.2049
August	0.2100	0.2000	0.2043
September	0.2140	0.2081	0.2115
October	0.2135	0.2087	0.2109
November	0.2102	0.2054	0.2077
December	0.2140	0.2059	0.2099