2016 HRK to NZD Historical Review

YEARLY HIGH

0.2248 NZD

YEARLY LOW

0.1959 NZD

YEARLY AVERAGE

0.2111 NZD

2016 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 0.2248. Conversely, the yearly low was recorded on December 13, dropping to 0.1959.

This high-to-low spread represents a total annual volatility of 0.0289 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2169 to the December average rate of 0.1991, the exchange rate registered a net change of -8.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.2248 was down 5.45% compared to the 2015 peak of 0.2377, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,124 NZD

2015 Average 1,046 NZD

Yearly Trough Low 979 NZD

Transaction Impact: A difference of 144.44 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.2240

0.1968

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2180, compared to 0.2042 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0139 points.

H1 Avg (Jan–Jun) 0.2180

H2 Avg (Jul–Dec) 0.2042

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0149 NZD (High: 0.2225 / Low: 0.2076). On the other end, August was the most stable month, with a tight range of 0.0041 NZD (High: 0.2092 / Low: 0.2050).

January Spread (Volatile) ±0.0149

August Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0095 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2016: 0.2218) against the same month in 2015 (average: 0.2002), the exchange rate shifted by +0.0216 (+10.78%).

2016 Avg (May) 0.2218

2015 Avg (May) 0.2002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2225	0.2076	0.2169
February	0.2226	0.2150	0.2192
March	0.2224	0.2122	0.2185
April	0.2234	0.2147	0.2196
May	0.2248	0.2180	0.2218
June	0.2189	0.2067	0.2123
July	0.2115	0.2024	0.2071
August	0.2092	0.2050	0.2073
September	0.2071	0.2012	0.2048
October	0.2088	0.2022	0.2055
November	0.2040	0.1979	0.2011
December	0.2014	0.1959	0.1991