2025 HRK to NZD Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2025.
2025 HRK to NZD Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 0.2738. Conversely, the yearly low was recorded on February 20, dropping to 0.2418.
This high-to-low spread represents a total annual volatility of 0.0321 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2441 to the December average rate of 0.2686, the exchange rate registered a net change of 10.05% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 0.2738 was up 11.35% compared to the 2024 peak of 0.2459, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 HRK based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
HRK to NZD Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2499, compared to 0.2655 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0156 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was April, with a trading range of 0.0133 NZD (High: 0.2641 / Low: 0.2508). On the other end, January was the most stable month, with a tight range of 0.0026 NZD (High: 0.2454 / Low: 0.2428).
Growth Streaks & Declines
TrendsBetween May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0035 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (November 2025: 0.2711) against the same month in 2024 (average: 0.2386), the exchange rate shifted by +0.0324 (+13.58%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 0.2454 | 0.2428 | 0.2441 |
| February | 0.2462 | 0.2418 | 0.2432 |
| March | 0.2536 | 0.2462 | 0.2505 |
| April | 0.2641 | 0.2508 | 0.2557 |
| May | 0.2539 | 0.2502 | 0.2522 |
| June | 0.2569 | 0.2505 | 0.2540 |
| July | 0.2600 | 0.2568 | 0.2585 |
| August | 0.2653 | 0.2592 | 0.2619 |
| September | 0.2694 | 0.2606 | 0.2649 |
| October | 0.2712 | 0.2661 | 0.2683 |
| November | 0.2738 | 0.2674 | 0.2711 |
| December | 0.2710 | 0.2670 | 0.2686 |