2013 HRK to NZD Historical Review

YEARLY HIGH

0.2278 NZD

YEARLY LOW

0.1988 NZD

YEARLY AVERAGE

0.2138 NZD

2013 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 20, valuing the pair at 0.2278. Conversely, the yearly low was recorded on April 11, dropping to 0.1988.

This high-to-low spread represents a total annual volatility of 0.0290 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2099 to the December average rate of 0.2182, the exchange rate registered a net change of 3.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.2278 was up 2.32% compared to the 2012 peak of 0.2226, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,139 NZD

2012 Average 1,055 NZD

Yearly Trough Low 994 NZD

Transaction Impact: A difference of 144.82 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.2255

0.1999

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2098, compared to 0.2179 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0081 points.

H1 Avg (Jan–Jun) 0.2098

H2 Avg (Jul–Dec) 0.2179

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0138 NZD (High: 0.2254 / Low: 0.2117). On the other end, December was the most stable month, with a tight range of 0.0047 NZD (High: 0.2207 / Low: 0.2160).

September Spread (Volatile) ±0.0138

December Spread (Stable) ±0.0047

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0074 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 0.2228) against the same month in 2012 (average: 0.2132), the exchange rate shifted by +0.0097 (+4.54%).

2013 Avg (June) 0.2228

2012 Avg (June) 0.2132

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2136	0.2058	0.2099
February	0.2127	0.2068	0.2099
March	0.2093	0.2013	0.2061
April	0.2042	0.1988	0.2020
May	0.2153	0.2028	0.2080
June	0.2278	0.2143	0.2228
July	0.2247	0.2173	0.2210
August	0.2274	0.2180	0.2233
September	0.2254	0.2117	0.2159
October	0.2188	0.2105	0.2145
November	0.2193	0.2116	0.2143
December	0.2207	0.2160	0.2182