2015 HRK to NZD Historical Review

YEARLY HIGH

0.2377 NZD

YEARLY LOW

0.1849 NZD

YEARLY AVERAGE

0.2091 NZD

2015 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.2377. Conversely, the yearly low was recorded on April 21, dropping to 0.1849.

This high-to-low spread represents a total annual volatility of 0.0528 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1982 to the December average rate of 0.2112, the exchange rate registered a net change of 6.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.2377 was up 8.01% compared to the 2014 peak of 0.2201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,189 NZD

2014 Average 1,048 NZD

Yearly Trough Low 925 NZD

Transaction Impact: A difference of 263.84 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.2383

0.1828

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1977, compared to 0.2206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.1977

H2 Avg (Jul–Dec) 0.2206

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0180 NZD (High: 0.2371 / Low: 0.2190). On the other end, July was the most stable month, with a tight range of 0.0043 NZD (High: 0.2206 / Low: 0.2164).

August Spread (Volatile) ±0.0180

July Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0135 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.2337) against the same month in 2014 (average: 0.2079), the exchange rate shifted by +0.0258 (+12.40%).

2015 Avg (September) 0.2337

2014 Avg (September) 0.2079

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2034	0.1930	0.1982
February	0.2024	0.1930	0.1977
March	0.1943	0.1864	0.1898
April	0.1941	0.1849	0.1874
May	0.2047	0.1952	0.2002
June	0.2185	0.2034	0.2127
July	0.2206	0.2164	0.2185
August	0.2371	0.2190	0.2248
September	0.2377	0.2288	0.2337
October	0.2287	0.2137	0.2202
November	0.2199	0.2104	0.2152
December	0.2146	0.2079	0.2112