2014 HRK to NZD Historical Review

YEARLY HIGH

0.2201 NZD

YEARLY LOW

0.2027 NZD

YEARLY AVERAGE

0.2097 NZD

2014 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.2201. Conversely, the yearly low was recorded on December 31, dropping to 0.2027.

This high-to-low spread represents a total annual volatility of 0.0174 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2159 to the December average rate of 0.2069, the exchange rate registered a net change of -4.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.2201 was down 3.38% compared to the 2013 peak of 0.2278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,100 NZD

2013 Average 1,069 NZD

Yearly Trough Low 1,014 NZD

Transaction Impact: A difference of 86.83 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.2170

0.2037

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2119, compared to 0.2074 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.2119

H2 Avg (Jul–Dec) 0.2074

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0100 NZD (High: 0.2139 / Low: 0.2039). On the other end, August was the most stable month, with a tight range of 0.0022 NZD (High: 0.2082 / Low: 0.2060).

September Spread (Volatile) ±0.0100

August Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0035 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.2159) against the same month in 2013 (average: 0.2099), the exchange rate shifted by +0.0060 (+2.85%).

2014 Avg (January) 0.2159

2013 Avg (January) 0.2099

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2201	0.2132	0.2159
February	0.2186	0.2136	0.2154
March	0.2154	0.2071	0.2118
April	0.2131	0.2081	0.2104
May	0.2120	0.2087	0.2102
June	0.2134	0.2046	0.2080
July	0.2067	0.2027	0.2048
August	0.2082	0.2060	0.2069
September	0.2139	0.2039	0.2079
October	0.2125	0.2085	0.2106
November	0.2112	0.2048	0.2076
December	0.2100	0.2027	0.2069