2018 HRK to NZD Historical Review

YEARLY HIGH

0.2412 NZD

YEARLY LOW

0.2208 NZD

YEARLY AVERAGE

0.2301 NZD

2018 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 6, valuing the pair at 0.2412. Conversely, the yearly low was recorded on December 4, dropping to 0.2208.

This high-to-low spread represents a total annual volatility of 0.0204 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2262 to the December average rate of 0.2258, the exchange rate registered a net change of -0.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.2412 was up 4.61% compared to the 2017 peak of 0.2306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,206 NZD

2017 Average 1,066 NZD

Yearly Trough Low 1,104 NZD

Transaction Impact: A difference of 102.08 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.2388

0.2246

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2281, compared to 0.2321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0040 points.

H1 Avg (Jan–Jun) 0.2281

H2 Avg (Jul–Dec) 0.2321

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0094 NZD (High: 0.2302 / Low: 0.2208). On the other end, July was the most stable month, with a tight range of 0.0033 NZD (High: 0.2349 / Low: 0.2316).

December Spread (Volatile) ±0.0094

July Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0114 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0114

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.2372) against the same month in 2017 (average: 0.2222), the exchange rate shifted by +0.0150 (+6.77%).

2018 Avg (October) 0.2372

2017 Avg (October) 0.2222

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2283	0.2224	0.2262
February	0.2307	0.2256	0.2273
March	0.2299	0.2265	0.2287
April	0.2319	0.2251	0.2285
May	0.2336	0.2259	0.2301
June	0.2338	0.2250	0.2279
July	0.2349	0.2316	0.2328
August	0.2358	0.2314	0.2332
September	0.2399	0.2357	0.2376
October	0.2412	0.2328	0.2372
November	0.2307	0.2228	0.2258
December	0.2302	0.2208	0.2258