2024 HRK to NZD Historical Review

YEARLY HIGH

0.2459 NZD

YEARLY LOW

0.2311 NZD

YEARLY AVERAGE

0.2374 NZD

2024 HRK to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 0.2459. Conversely, the yearly low was recorded on June 15, dropping to 0.2311.

This high-to-low spread represents a total annual volatility of 0.0149 NZD. From a start-to-finish perspective, comparing the January average rate of 0.2345 to the December average rate of 0.2422, the exchange rate registered a net change of 3.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.2459 was up 0.79% compared to the 2023 peak of 0.2440, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 1,230 NZD

2023 Average 1,169 NZD

Yearly Trough Low 1,155 NZD

Transaction Impact: A difference of 74.30 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.2432

0.2319

JanuMarcMayJulySeptNove

HRK to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2356, compared to 0.2391 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.2356

H2 Avg (Jul–Dec) 0.2391

Volatility Range Comparison

Volatility

The most volatile month in 2024 was July, with a trading range of 0.0107 NZD (High: 0.2447 / Low: 0.2340). On the other end, April was the most stable month, with a tight range of 0.0036 NZD (High: 0.2409 / Low: 0.2372).

July Spread (Volatile) ±0.0107

April Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0036 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.2422) against the same month in 2023 (average: 0.2327), the exchange rate shifted by +0.0096 (+4.11%).

2024 Avg (December) 0.2422

2023 Avg (December) 0.2327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2377	0.2320	0.2345
February	0.2361	0.2317	0.2338
March	0.2401	0.2350	0.2374
April	0.2409	0.2372	0.2390
May	0.2397	0.2341	0.2364
June	0.2347	0.2311	0.2328
July	0.2447	0.2340	0.2388
August	0.2443	0.2347	0.2404
September	0.2390	0.2330	0.2368
October	0.2419	0.2338	0.2380
November	0.2416	0.2359	0.2386
December	0.2459	0.2366	0.2422