2012 HRK to PLN Historical Review

YEARLY HIGH

0.5978 PLN

YEARLY LOW

0.5369 PLN

YEARLY AVERAGE

0.5560 PLN

2012 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.5978. Conversely, the yearly low was recorded on August 6, dropping to 0.5369.

This high-to-low spread represents a total annual volatility of 0.0609 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5788 to the December average rate of 0.5436, the exchange rate registered a net change of -6.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.5978 was down 1.85% compared to the 2011 peak of 0.6090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,989 PLN

2011 Average 2,770 PLN

Yearly Trough Low 2,685 PLN

Transaction Impact: A difference of 304.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.5823

0.5401

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5624, compared to 0.5496 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0128 points.

H1 Avg (Jan–Jun) 0.5624

H2 Avg (Jul–Dec) 0.5496

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0401 PLN (High: 0.5978 / Low: 0.5577). On the other end, December was the most stable month, with a tight range of 0.0094 PLN (High: 0.5487 / Low: 0.5393).

January Spread (Volatile) ±0.0401

December Spread (Stable) ±0.0094

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0271 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0271

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.5788) against the same month in 2011 (average: 0.5263), the exchange rate shifted by +0.0525 (+9.98%).

2012 Avg (January) 0.5788

2011 Avg (January) 0.5263

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5978	0.5577	0.5788
February	0.5570	0.5461	0.5517
March	0.5534	0.5409	0.5482
April	0.5623	0.5520	0.5572
May	0.5808	0.5541	0.5689
June	0.5845	0.5618	0.5698
July	0.5649	0.5416	0.5574
August	0.5617	0.5369	0.5462
September	0.5628	0.5479	0.5556
October	0.5529	0.5433	0.5467
November	0.5545	0.5423	0.5482
December	0.5487	0.5393	0.5436