2013 HRK to PLN Historical Review

YEARLY HIGH

0.5821 PLN

YEARLY LOW

0.5382 PLN

YEARLY AVERAGE

0.5536 PLN

2013 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 0.5821. Conversely, the yearly low was recorded on January 2, dropping to 0.5382.

This high-to-low spread represents a total annual volatility of 0.0439 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5459 to the December average rate of 0.5463, the exchange rate registered a net change of 0.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.5821 was down 2.62% compared to the 2012 peak of 0.5978, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,911 PLN

2012 Average 2,780 PLN

Yearly Trough Low 2,691 PLN

Transaction Impact: A difference of 219.68 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.5747

0.5410

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5517, compared to 0.5555 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.5517

H2 Avg (Jul–Dec) 0.5555

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0208 PLN (High: 0.5821 / Low: 0.5613). On the other end, November was the most stable month, with a tight range of 0.0054 PLN (High: 0.5523 / Low: 0.5468).

July Spread (Volatile) ±0.0208

November Spread (Stable) ±0.0054

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0078 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0078

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.5691) against the same month in 2012 (average: 0.5574), the exchange rate shifted by +0.0117 (+2.09%).

2013 Avg (July) 0.5691

2012 Avg (July) 0.5574

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5529	0.5382	0.5459
February	0.5531	0.5472	0.5498
March	0.5510	0.5436	0.5475
April	0.5511	0.5386	0.5438
May	0.5642	0.5456	0.5515
June	0.5812	0.5636	0.5719
July	0.5821	0.5613	0.5691
August	0.5658	0.5563	0.5613
September	0.5670	0.5490	0.5574
October	0.5541	0.5463	0.5495
November	0.5523	0.5468	0.5494
December	0.5507	0.5417	0.5463