2016 HRK to PLN Historical Review

YEARLY HIGH

0.5975 PLN

YEARLY LOW

0.5590 PLN

YEARLY AVERAGE

0.5794 PLN

2016 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 0.5975. Conversely, the yearly low was recorded on January 1, dropping to 0.5590.

This high-to-low spread represents a total annual volatility of 0.0386 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5750 to the December average rate of 0.5883, the exchange rate registered a net change of 2.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.5975 was up 4.35% compared to the 2015 peak of 0.5726, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,988 PLN

2015 Average 2,748 PLN

Yearly Trough Low 2,795 PLN

Transaction Impact: A difference of 192.80 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5904

0.5655

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5776, compared to 0.5812 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0035 points.

H1 Avg (Jan–Jun) 0.5776

H2 Avg (Jul–Dec) 0.5812

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0264 PLN (High: 0.5853 / Low: 0.5590). On the other end, March was the most stable month, with a tight range of 0.0084 PLN (High: 0.5726 / Low: 0.5642).

January Spread (Volatile) ±0.0264

March Spread (Stable) ±0.0084

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0119 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.5883) against the same month in 2015 (average: 0.5620), the exchange rate shifted by +0.0263 (+4.68%).

2016 Avg (December) 0.5883

2015 Avg (December) 0.5620

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5853	0.5590	0.5750
February	0.5812	0.5709	0.5756
March	0.5726	0.5642	0.5676
April	0.5882	0.5648	0.5751
May	0.5926	0.5823	0.5878
June	0.5924	0.5752	0.5848
July	0.5933	0.5822	0.5871
August	0.5836	0.5690	0.5752
September	0.5848	0.5701	0.5769
October	0.5785	0.5693	0.5745
November	0.5916	0.5737	0.5850
December	0.5975	0.5826	0.5883