2019 HRK to PLN Historical Review

YEARLY HIGH

0.5966 PLN

YEARLY LOW

0.5705 PLN

YEARLY AVERAGE

0.5793 PLN

2019 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.5966. Conversely, the yearly low was recorded on November 1, dropping to 0.5705.

This high-to-low spread represents a total annual volatility of 0.0261 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5775 to the December average rate of 0.5740, the exchange rate registered a net change of -0.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.5966 was up 0.20% compared to the 2018 peak of 0.5954, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,983 PLN

2018 Average 2,872 PLN

Yearly Trough Low 2,853 PLN

Transaction Impact: A difference of 130.51 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.5898

0.5725

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5784, compared to 0.5802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.5784

H2 Avg (Jul–Dec) 0.5802

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0200 PLN (High: 0.5905 / Low: 0.5705). On the other end, June was the most stable month, with a tight range of 0.0038 PLN (High: 0.5777 / Low: 0.5739).

October Spread (Volatile) ±0.0200

June Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0104 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0104

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.5882) against the same month in 2018 (average: 0.5769), the exchange rate shifted by +0.0113 (+1.95%).

2019 Avg (August) 0.5882

2018 Avg (August) 0.5769

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5792	0.5742	0.5775
February	0.5856	0.5779	0.5824
March	0.5818	0.5769	0.5792
April	0.5799	0.5741	0.5769
May	0.5818	0.5767	0.5791
June	0.5777	0.5739	0.5753
July	0.5823	0.5730	0.5767
August	0.5966	0.5783	0.5882
September	0.5925	0.5847	0.5884
October	0.5905	0.5705	0.5780
November	0.5806	0.5705	0.5758
December	0.5797	0.5711	0.5740