2026 HRK to PLN Historical Review

YEARLY HIGH

0.5763 PLN

YEARLY LOW

0.5572 PLN

YEARLY AVERAGE

0.5652 PLN

2026 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 0.5763. Conversely, the yearly low was recorded on January 27, dropping to 0.5572.

This high-to-low spread represents a total annual volatility of 0.0191 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5590 to the December average rate of 0.5716, the exchange rate registered a net change of 2.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5763 was up 1.08% compared to the 2025 peak of 0.5702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,882 PLN

2025 Average 2,814 PLN

Yearly Trough Low 2,786 PLN

Transaction Impact: A difference of 95.47 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5746

0.5576

JanuMarcMayJuly

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5628, compared to 0.5724 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0096 points.

H1 Avg (Jan–Jun) 0.5628

H2 Avg (Jul–Dec) 0.5724

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0094 PLN (High: 0.5704 / Low: 0.5610). On the other end, August was the most stable month, with a tight range of 0.0003 PLN (High: 0.5717 / Low: 0.5715).

March Spread (Volatile) ±0.0094

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.5732) against the same month in 2025 (average: 0.5646), the exchange rate shifted by +0.0085 (+1.51%).

2026 Avg (July) 0.5732

2025 Avg (July) 0.5646

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5607	0.5572	0.5590
February	0.5608	0.5585	0.5598
March	0.5704	0.5610	0.5669
April	0.5688	0.5612	0.5643
May	0.5633	0.5613	0.5620
June	0.5700	0.5616	0.5650
July	0.5763	0.5690	0.5732
August	0.5717	0.5715	0.5716