2018 HRK to PLN Historical Review

YEARLY HIGH

0.5954 PLN

YEARLY LOW

0.5559 PLN

YEARLY AVERAGE

0.5744 PLN

2018 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 0.5954. Conversely, the yearly low was recorded on February 19, dropping to 0.5559.

This high-to-low spread represents a total annual volatility of 0.0395 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5596 to the December average rate of 0.5794, the exchange rate registered a net change of 3.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.5954 was up 1.72% compared to the 2017 peak of 0.5854, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,977 PLN

2017 Average 2,852 PLN

Yearly Trough Low 2,780 PLN

Transaction Impact: A difference of 197.61 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.5870

0.5572

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5690, compared to 0.5797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0107 points.

H1 Avg (Jan–Jun) 0.5690

H2 Avg (Jul–Dec) 0.5797

Volatility Range Comparison

Volatility

The most volatile month in 2018 was July, with a trading range of 0.0184 PLN (High: 0.5954 / Low: 0.5770). On the other end, December was the most stable month, with a tight range of 0.0046 PLN (High: 0.5820 / Low: 0.5774).

July Spread (Volatile) ±0.0184

December Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0075 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 0.5845) against the same month in 2017 (average: 0.5717), the exchange rate shifted by +0.0128 (+2.24%).

2018 Avg (July) 0.5845

2017 Avg (July) 0.5717

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5628	0.5569	0.5596
February	0.5635	0.5559	0.5604
March	0.5691	0.5624	0.5660
April	0.5719	0.5602	0.5650
May	0.5866	0.5742	0.5798
June	0.5918	0.5775	0.5831
July	0.5954	0.5770	0.5845
August	0.5819	0.5737	0.5769
September	0.5822	0.5746	0.5788
October	0.5839	0.5767	0.5801
November	0.5830	0.5758	0.5788
December	0.5820	0.5774	0.5794