2025 HRK to PLN Historical Review

YEARLY HIGH

0.5702 PLN

YEARLY LOW

0.5494 PLN

YEARLY AVERAGE

0.5627 PLN

2025 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.5702. Conversely, the yearly low was recorded on February 26, dropping to 0.5494.

This high-to-low spread represents a total annual volatility of 0.0207 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5638 to the December average rate of 0.5603, the exchange rate registered a net change of -0.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5702 was down 15.52% compared to the 2024 peak of 0.6749, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,851 PLN

2024 Average 2,858 PLN

Yearly Trough Low 2,747 PLN

Transaction Impact: A difference of 103.70 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5678

0.5532

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5618, compared to 0.5637 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.5618

H2 Avg (Jul–Dec) 0.5637

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0154 PLN (High: 0.5702 / Low: 0.5548). On the other end, September was the most stable month, with a tight range of 0.0032 PLN (High: 0.5669 / Low: 0.5637).

April Spread (Volatile) ±0.0154

September Spread (Stable) ±0.0032

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0094 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.5665) against the same month in 2024 (average: 0.5711), the exchange rate shifted by -0.0045 (-0.79%).

2025 Avg (April) 0.5665

2024 Avg (April) 0.5711

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5677	0.5576	0.5638
February	0.5618	0.5494	0.5544
March	0.5573	0.5513	0.5550
April	0.5702	0.5548	0.5665
May	0.5684	0.5616	0.5646
June	0.5690	0.5628	0.5661
July	0.5679	0.5628	0.5646
August	0.5681	0.5634	0.5654
September	0.5669	0.5637	0.5653
October	0.5659	0.5614	0.5639
November	0.5655	0.5605	0.5625
December	0.5623	0.5579	0.5603