2014 HRK to PLN Historical Review

YEARLY HIGH

0.5717 PLN

YEARLY LOW

0.5403 PLN

YEARLY AVERAGE

0.5483 PLN

2014 HRK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.5717. Conversely, the yearly low was recorded on June 8, dropping to 0.5403.

This high-to-low spread represents a total annual volatility of 0.0314 PLN. From a start-to-finish perspective, comparing the January average rate of 0.5469 to the December average rate of 0.5521, the exchange rate registered a net change of 0.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.5717 was down 1.79% compared to the 2013 peak of 0.5821, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,858 PLN

2013 Average 2,768 PLN

Yearly Trough Low 2,701 PLN

Transaction Impact: A difference of 156.95 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.5528

0.5437

JanuMarcMayJulySeptNove

HRK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5476, compared to 0.5490 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.5476

H2 Avg (Jul–Dec) 0.5490

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0300 PLN (High: 0.5717 / Low: 0.5416). On the other end, October was the most stable month, with a tight range of 0.0052 PLN (High: 0.5515 / Low: 0.5463).

December Spread (Volatile) ±0.0300

October Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0043 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.5521) against the same month in 2013 (average: 0.5463), the exchange rate shifted by +0.0058 (+1.06%).

2014 Avg (December) 0.5521

2013 Avg (December) 0.5463

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5551	0.5435	0.5469
February	0.5559	0.5412	0.5454
March	0.5533	0.5437	0.5484
April	0.5533	0.5448	0.5487
May	0.5535	0.5457	0.5503
June	0.5505	0.5403	0.5460
July	0.5491	0.5426	0.5445
August	0.5527	0.5463	0.5496
September	0.5533	0.5466	0.5495
October	0.5515	0.5463	0.5491
November	0.5522	0.5439	0.5492
December	0.5717	0.5416	0.5521