2012 HRK to RSD Historical Review

YEARLY HIGH

15.8852 RSD

YEARLY LOW

13.7334 RSD

YEARLY AVERAGE

15.0074 RSD

2012 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 15.8852. Conversely, the yearly low was recorded on January 11, dropping to 13.7334.

This high-to-low spread represents a total annual volatility of 2.1518 RSD. From a start-to-finish perspective, comparing the January average rate of 13.8888 to the December average rate of 15.0477, the exchange rate registered a net change of 8.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 15.8852 was up 10.56% compared to the 2011 peak of 14.3681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 79,426 RSD

2011 Average 68,340 RSD

Yearly Trough Low 68,667 RSD

Transaction Impact: A difference of 10,758.88 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

15.9329

13.7030

JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14.6705, compared to 15.3443 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6739 points.

H1 Avg (Jan–Jun) 14.6705

H2 Avg (Jul–Dec) 15.3443

Volatility Range Comparison

Volatility

The most volatile month in 2012 was February, with a trading range of 0.8794 RSD (High: 14.6908 / Low: 13.8114). On the other end, April was the most stable month, with a tight range of 0.1767 RSD (High: 14.9387 / Low: 14.7620).

February Spread (Volatile) ±0.8794

April Spread (Stable) ±0.1767

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4868 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.4868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 15.7471) against the same month in 2011 (average: 13.6728), the exchange rate shifted by +2.0743 (+15.17%).

2012 Avg (August) 15.7471

2011 Avg (August) 13.6728

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	14.0503	13.7334	13.8888
February	14.6908	13.8114	14.2564
March	14.7984	14.5585	14.6788
April	14.9387	14.7620	14.8537
May	15.5199	14.8060	15.0416
June	15.5665	15.0970	15.3034
July	15.8005	15.3157	15.5193
August	15.8852	15.6170	15.7471
September	15.8422	15.3979	15.6371
October	15.5460	14.8234	15.1503
November	15.1737	14.7941	14.9645
December	15.1469	14.8938	15.0477