2025 HRK to RSD Historical Review

YEARLY HIGH

15.7312 RSD

YEARLY LOW

15.3740 RSD

YEARLY AVERAGE

15.5525 RSD

2025 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 21, valuing the pair at 15.7312. Conversely, the yearly low was recorded on April 22, dropping to 15.3740.

This high-to-low spread represents a total annual volatility of 0.3572 RSD. From a start-to-finish perspective, comparing the January average rate of 15.5351 to the December average rate of 15.5754, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 15.7312 was up 0.78% compared to the 2024 peak of 15.6088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 78,656 RSD

2024 Average 77,687 RSD

Yearly Trough Low 76,870 RSD

Transaction Impact: A difference of 1,786.18 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

15.5795

15.5311

JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.5488, compared to 15.5563 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 15.5488

H2 Avg (Jul–Dec) 15.5563

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.3572 RSD (High: 15.7312 / Low: 15.3740). On the other end, September was the most stable month, with a tight range of 0.0230 RSD (High: 15.5609 / Low: 15.5380).

April Spread (Volatile) ±0.3572

September Spread (Stable) ±0.0230

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0166 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0166

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 15.5610) against the same month in 2024 (average: 15.5416), the exchange rate shifted by +0.0195 (+0.13%).

2025 Avg (April) 15.5610

2024 Avg (April) 15.5416

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.5532	15.4919	15.5351
February	15.5705	15.5030	15.5450
March	15.6162	15.4702	15.5507
April	15.7312	15.3740	15.5610
May	15.6771	15.4109	15.5445
June	15.5741	15.5265	15.5562
July	15.5641	15.5287	15.5473
August	15.5646	15.5315	15.5528
September	15.5609	15.5380	15.5502
October	15.5781	15.5127	15.5524
November	15.5880	15.4779	15.5595
December	15.5882	15.5420	15.5754