YEARLY HIGH
15.6322 RSD
YEARLY LOW
15.4364 RSD
YEARLY AVERAGE
15.5775 RSD

2026 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 22, valuing the pair at 15.6322. Conversely, the yearly low was recorded on March 8, dropping to 15.4364.

This high-to-low spread represents a total annual volatility of 0.1958 RSD. From a start-to-finish perspective, comparing the January average rate of 15.5778 to the December average rate of 15.5781, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 15.6322 was down 0.63% compared to the 2025 peak of 15.7312, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 78,161 RSD
2025 Average 77,763 RSD
Yearly Trough Low 77,182 RSD
Transaction Impact: A difference of 978.77 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

15.5860
15.5712
JanuMarcMayJuly

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.5778, compared to 15.5765 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 15.5778
H2 Avg (Jul–Dec) 15.5765

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1603 RSD (High: 15.5967 / Low: 15.4364). On the other end, August was the most stable month, with a tight range of 0.0074 RSD (High: 15.5825 / Low: 15.5752).

March Spread (Volatile) ±0.1603
August Spread (Stable) ±0.0074

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0123 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 15.5848) against the same month in 2025 (average: 15.5450), the exchange rate shifted by +0.0398 (+0.26%).

2026 Avg (February) 15.5848
2025 Avg (February) 15.5450

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.6276 15.5506 15.5778
February 15.6322 15.5677 15.5848
March 15.5967 15.4364 15.5724
April 15.5942 15.5042 15.5743
May 15.5837 15.5725 15.5805
June 15.5884 15.5567 15.5769
July 15.5902 15.5605 15.5749
August 15.5825 15.5752 15.5781