2019 HRK to RSD Historical Review

YEARLY HIGH

16.0618 RSD

YEARLY LOW

15.6190 RSD

YEARLY AVERAGE

15.8834 RSD

2019 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 16.0618. Conversely, the yearly low was recorded on January 2, dropping to 15.6190.

This high-to-low spread represents a total annual volatility of 0.4428 RSD. From a start-to-finish perspective, comparing the January average rate of 15.9331 to the December average rate of 15.7929, the exchange rate registered a net change of -0.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 16.0618 was up 0.19% compared to the 2018 peak of 16.0306, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,309 RSD

2018 Average 79,702 RSD

Yearly Trough Low 78,095 RSD

Transaction Impact: A difference of 2,213.89 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

15.9573

15.7779

JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.9110, compared to 15.8558 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0552 points.

H1 Avg (Jan–Jun) 15.9110

H2 Avg (Jul–Dec) 15.8558

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.4428 RSD (High: 16.0618 / Low: 15.6190). On the other end, December was the most stable month, with a tight range of 0.0385 RSD (High: 15.8107 / Low: 15.7722).

January Spread (Volatile) ±0.4428

December Spread (Stable) ±0.0385

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0755 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0755

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 15.9331) against the same month in 2018 (average: 15.9533), the exchange rate shifted by -0.0202 (-0.13%).

2019 Avg (January) 15.9331

2018 Avg (January) 15.9533

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.0618	15.6190	15.9331
February	15.9831	15.8916	15.9424
March	15.9321	15.8567	15.8965
April	15.9158	15.8560	15.8742
May	15.9631	15.8633	15.9019
June	15.9519	15.8765	15.9178
July	15.9579	15.9055	15.9318
August	15.9710	15.7549	15.9305
September	15.9441	15.8254	15.8800
October	15.8529	15.7417	15.8045
November	15.8245	15.7513	15.7948
December	15.8107	15.7722	15.7929