2022 HRK to RSD Historical Review

YEARLY HIGH

15.7779 RSD

YEARLY LOW

15.5048 RSD

YEARLY AVERAGE

15.5878 RSD

2022 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 15, valuing the pair at 15.7779. Conversely, the yearly low was recorded on April 27, dropping to 15.5048.

This high-to-low spread represents a total annual volatility of 0.2732 RSD. From a start-to-finish perspective, comparing the January average rate of 15.6246 to the December average rate of 15.5458, the exchange rate registered a net change of -0.50% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 15.7779 was up 0.06% compared to the 2021 peak of 15.7684, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 78,890 RSD

2021 Average 78,088 RSD

Yearly Trough Low 77,524 RSD

Transaction Impact: A difference of 1,365.81 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

15.6325

15.5380

JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.5916, compared to 15.5840 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 15.5916

H2 Avg (Jul–Dec) 15.5840

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.2285 RSD (High: 15.7779 / Low: 15.5494). On the other end, June was the most stable month, with a tight range of 0.0444 RSD (High: 15.6269 / Low: 15.5825).

August Spread (Volatile) ±0.2285

June Spread (Stable) ±0.0444

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0559 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0559

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 15.6206) against the same month in 2021 (average: 15.6824), the exchange rate shifted by -0.0619 (-0.39%).

2022 Avg (August) 15.6206

2021 Avg (August) 15.6824

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.6649	15.5651	15.6246
February	15.6362	15.5322	15.6046
March	15.6221	15.5264	15.5486
April	15.6087	15.5048	15.5759
May	15.6393	15.5099	15.5908
June	15.6269	15.5825	15.6052
July	15.6445	15.5755	15.6090
August	15.7779	15.5494	15.6206
September	15.6197	15.5556	15.5977
October	15.6000	15.5543	15.5768
November	15.6090	15.5279	15.5543
December	15.5696	15.5179	15.5458