2018 HRK to RSD Historical Review

YEARLY HIGH

16.0306 RSD

YEARLY LOW

15.7759 RSD

YEARLY AVERAGE

15.9401 RSD

2018 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 16.0306. Conversely, the yearly low was recorded on November 12, dropping to 15.7759.

This high-to-low spread represents a total annual volatility of 0.2547 RSD. From a start-to-finish perspective, comparing the January average rate of 15.9533 to the December average rate of 15.9719, the exchange rate registered a net change of 0.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 16.0306 was down 4.31% compared to the 2017 peak of 16.7526, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,153 RSD

2017 Average 81,293 RSD

Yearly Trough Low 78,880 RSD

Transaction Impact: A difference of 1,273.39 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

15.9985

15.8861

JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.9434, compared to 15.9368 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 15.9434

H2 Avg (Jul–Dec) 15.9368

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.2116 RSD (High: 15.9875 / Low: 15.7759). On the other end, July was the most stable month, with a tight range of 0.0507 RSD (High: 15.9819 / Low: 15.9312).

November Spread (Volatile) ±0.2116

July Spread (Stable) ±0.0507

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0551 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0551

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 15.9719) against the same month in 2017 (average: 15.7915), the exchange rate shifted by +0.1804 (+1.14%).

2018 Avg (December) 15.9719

2017 Avg (December) 15.7915

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.0112	15.8928	15.9533
February	15.9924	15.8301	15.9102
March	15.9452	15.8238	15.8955
April	15.9515	15.8944	15.9274
May	16.0105	15.9311	15.9848
June	16.0106	15.9426	15.9891
July	15.9819	15.9312	15.9545
August	15.9410	15.8613	15.8994
September	15.9659	15.8822	15.9181
October	16.0162	15.9006	15.9558
November	15.9875	15.7759	15.9210
December	16.0306	15.9138	15.9719