YEARLY HIGH
16.0747 RSD
YEARLY LOW
15.5953 RSD
YEARLY AVERAGE
15.8566 RSD

2015 HRK to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 16.0747. Conversely, the yearly low was recorded on February 23, dropping to 15.5953.

This high-to-low spread represents a total annual volatility of 0.4794 RSD. From a start-to-finish perspective, comparing the January average rate of 15.9289 to the December average rate of 15.9490, the exchange rate registered a net change of 0.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 16.0747 was up 0.55% compared to the 2014 peak of 15.9869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 80,374 RSD
2014 Average 76,795 RSD
Yearly Trough Low 77,977 RSD
Transaction Impact: A difference of 2,396.82 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

15.9749
15.7242
JanuMarcMayJulySeptNove

HRK to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.8514, compared to 15.8617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0104 points.

H1 Avg (Jan–Jun) 15.8514
H2 Avg (Jul–Dec) 15.8617

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 0.4223 RSD (High: 16.0176 / Low: 15.5953). On the other end, July was the most stable month, with a tight range of 0.1059 RSD (High: 15.8966 / Low: 15.7907).

February Spread (Volatile) ±0.4223
July Spread (Stable) ±0.1059

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1839 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1839

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2015: 15.8775) against the same month in 2014 (average: 15.6428), the exchange rate shifted by +0.2346 (+1.50%).

2015 Avg (November) 15.8775
2014 Avg (November) 15.6428

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 16.0558 15.6967 15.9289
February 16.0176 15.5953 15.7451
March 15.8783 15.6624 15.7511
April 15.9101 15.6923 15.8019
May 16.0211 15.8153 15.9540
June 15.9859 15.8547 15.9273
July 15.8966 15.7907 15.8441
August 15.9865 15.8227 15.9067
September 15.9571 15.6613 15.8376
October 15.9019 15.6705 15.7556
November 16.0747 15.7971 15.8775
December 16.0509 15.8816 15.9490