2012 HRK to SAR Historical Review

YEARLY HIGH

0.6663 SAR

YEARLY LOW

0.6039 SAR

YEARLY AVERAGE

0.6411 SAR

2012 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 0.6663. Conversely, the yearly low was recorded on July 24, dropping to 0.6039.

This high-to-low spread represents a total annual volatility of 0.0624 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6403 to the December average rate of 0.6532, the exchange rate registered a net change of 2.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.6663 was down 11.92% compared to the 2011 peak of 0.7565, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,332 SAR

2011 Average 3,510 SAR

Yearly Trough Low 3,019 SAR

Transaction Impact: A difference of 312.10 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.6627

0.6099

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6449, compared to 0.6373 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0076 points.

H1 Avg (Jan–Jun) 0.6449

H2 Avg (Jul–Dec) 0.6373

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0479 SAR (High: 0.6620 / Low: 0.6142). On the other end, October was the most stable month, with a tight range of 0.0122 SAR (High: 0.6547 / Low: 0.6424).

May Spread (Volatile) ±0.0479

October Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0211 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.6540) against the same month in 2011 (average: 0.6901), the exchange rate shifted by -0.0361 (-5.23%).

2012 Avg (February) 0.6540

2011 Avg (February) 0.6901

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6530	0.6285	0.6403
February	0.6663	0.6435	0.6540
March	0.6663	0.6497	0.6569
April	0.6661	0.6539	0.6583
May	0.6620	0.6142	0.6373
June	0.6316	0.6129	0.6228
July	0.6299	0.6039	0.6143
August	0.6322	0.6115	0.6210
September	0.6648	0.6313	0.6496
October	0.6547	0.6424	0.6479
November	0.6463	0.6320	0.6381
December	0.6599	0.6442	0.6532