2025 HRK to SAR Historical Review

YEARLY HIGH

0.5910 SAR

YEARLY LOW

0.5101 SAR

YEARLY AVERAGE

0.5626 SAR

2025 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.5910. Conversely, the yearly low was recorded on January 12, dropping to 0.5101.

This high-to-low spread represents a total annual volatility of 0.0809 SAR. From a start-to-finish perspective, comparing the January average rate of 0.5153 to the December average rate of 0.5834, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5910 was up 6.03% compared to the 2024 peak of 0.5574, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,955 SAR

2024 Average 2,694 SAR

Yearly Trough Low 2,551 SAR

Transaction Impact: A difference of 404.26 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5910

0.5085

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5444, compared to 0.5808 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0364 points.

H1 Avg (Jan–Jun) 0.5444

H2 Avg (Jul–Dec) 0.5808

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0333 SAR (High: 0.5709 / Low: 0.5376). On the other end, August was the most stable month, with a tight range of 0.0071 SAR (High: 0.5838 / Low: 0.5766).

April Spread (Volatile) ±0.0333

August Spread (Stable) ±0.0071

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0046 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 0.5841) against the same month in 2024 (average: 0.5532), the exchange rate shifted by +0.0309 (+5.58%).

2025 Avg (September) 0.5841

2024 Avg (September) 0.5532

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5225	0.5101	0.5153
February	0.5236	0.5102	0.5183
March	0.5446	0.5165	0.5374
April	0.5709	0.5376	0.5597
May	0.5669	0.5524	0.5614
June	0.5867	0.5654	0.5742
July	0.5876	0.5687	0.5818
August	0.5838	0.5766	0.5804
September	0.5910	0.5794	0.5841
October	0.5845	0.5742	0.5795
November	0.5788	0.5716	0.5754
December	0.5871	0.5782	0.5834