2015 HRK to SAR Historical Review

YEARLY HIGH

0.5906 SAR

YEARLY LOW

0.5161 SAR

YEARLY AVERAGE

0.5472 SAR

2015 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.5906. Conversely, the yearly low was recorded on March 15, dropping to 0.5161.

This high-to-low spread represents a total annual volatility of 0.0745 SAR. From a start-to-finish perspective, comparing the January average rate of 0.5683 to the December average rate of 0.5354, the exchange rate registered a net change of -5.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.5906 was down 14.14% compared to the 2014 peak of 0.6878, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,953 SAR

2014 Average 3,265 SAR

Yearly Trough Low 2,581 SAR

Transaction Impact: A difference of 372.40 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.5722

0.5258

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5494, compared to 0.5449 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 0.5494

H2 Avg (Jul–Dec) 0.5449

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0439 SAR (High: 0.5906 / Low: 0.5466). On the other end, February was the most stable month, with a tight range of 0.0111 SAR (High: 0.5582 / Low: 0.5471).

January Spread (Volatile) ±0.0439

February Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0224 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0224

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 0.5683) against the same month in 2014 (average: 0.6693), the exchange rate shifted by -0.1010 (-15.09%).

2015 Avg (January) 0.5683

2014 Avg (January) 0.6693

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5906	0.5466	0.5683
February	0.5582	0.5471	0.5527
March	0.5476	0.5161	0.5316
April	0.5535	0.5241	0.5337
May	0.5703	0.5400	0.5540
June	0.5627	0.5418	0.5562
July	0.5522	0.5347	0.5442
August	0.5730	0.5394	0.5526
September	0.5632	0.5485	0.5554
October	0.5632	0.5400	0.5521
November	0.5444	0.5201	0.5297
December	0.5405	0.5213	0.5354