2014 HRK to SAR Historical Review

YEARLY HIGH

0.6878 SAR

YEARLY LOW

0.5934 SAR

YEARLY AVERAGE

0.6530 SAR

2014 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 6, valuing the pair at 0.6878. Conversely, the yearly low was recorded on December 31, dropping to 0.5934.

This high-to-low spread represents a total annual volatility of 0.0944 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6693 to the December average rate of 0.6025, the exchange rate registered a net change of -9.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.6878 was up 1.31% compared to the 2013 peak of 0.6790, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,439 SAR

2013 Average 3,287 SAR

Yearly Trough Low 2,967 SAR

Transaction Impact: A difference of 472.12 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.6869

0.5949

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6744, compared to 0.6316 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0429 points.

H1 Avg (Jan–Jun) 0.6744

H2 Avg (Jul–Dec) 0.6316

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0275 SAR (High: 0.6476 / Low: 0.6201). On the other end, June was the most stable month, with a tight range of 0.0075 SAR (High: 0.6775 / Low: 0.6700).

September Spread (Volatile) ±0.0275

June Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0204 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0204

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 0.6782) against the same month in 2013 (average: 0.6430), the exchange rate shifted by +0.0353 (+5.48%).

2014 Avg (May) 0.6782

2013 Avg (May) 0.6430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6771	0.6622	0.6693
February	0.6754	0.6611	0.6691
March	0.6821	0.6730	0.6772
April	0.6837	0.6730	0.6793
May	0.6878	0.6718	0.6782
June	0.6775	0.6700	0.6734
July	0.6771	0.6576	0.6672
August	0.6591	0.6464	0.6545
September	0.6476	0.6201	0.6341
October	0.6266	0.6139	0.6208
November	0.6139	0.6058	0.6102
December	0.6118	0.5934	0.6025