YEARLY HIGH
0.5983 SAR
YEARLY LOW
0.5686 SAR
YEARLY AVERAGE
0.5814 SAR

2026 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.5983. Conversely, the yearly low was recorded on March 13, dropping to 0.5686.

This high-to-low spread represents a total annual volatility of 0.0297 SAR. From a start-to-finish perspective, comparing the January average rate of 0.5840 to the December average rate of 0.5769, the exchange rate registered a net change of -1.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.5983 was up 1.24% compared to the 2025 peak of 0.5910, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,992 SAR
2025 Average 2,814 SAR
Yearly Trough Low 2,843 SAR
Transaction Impact: A difference of 148.49 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.5899
0.5744
JanuFebrMarcApriMayJune

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5814, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5814 points.

H1 Avg (Jan–Jun) 0.5814
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0211 SAR (High: 0.5983 / Low: 0.5772). On the other end, June was the most stable month, with a tight range of 0.0056 SAR (High: 0.5804 / Low: 0.5747).

January Spread (Volatile) ±0.0211
June Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0129 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0129

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.5840) against the same month in 2025 (average: 0.5153), the exchange rate shifted by +0.0687 (+13.33%).

2026 Avg (January) 0.5840
2025 Avg (January) 0.5153

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5983 0.5772 0.5840
February 0.5926 0.5859 0.5886
March 0.5829 0.5686 0.5757
April 0.5879 0.5735 0.5821
May 0.5839 0.5777 0.5813
June 0.5804 0.5747 0.5769