2022 HRK to SAR Historical Review

YEARLY HIGH

0.5717 SAR

YEARLY LOW

0.4791 SAR

YEARLY AVERAGE

0.5253 SAR

2022 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.5717. Conversely, the yearly low was recorded on September 27, dropping to 0.4791.

This high-to-low spread represents a total annual volatility of 0.0926 SAR. From a start-to-finish perspective, comparing the January average rate of 0.5646 to the December average rate of 0.5277, the exchange rate registered a net change of -6.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.5717 was down 6.63% compared to the 2021 peak of 0.6123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 2,858 SAR

2021 Average 2,947 SAR

Yearly Trough Low 2,396 SAR

Transaction Impact: A difference of 462.82 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.5722

0.4835

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5442, compared to 0.5065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0377 points.

H1 Avg (Jan–Jun) 0.5442

H2 Avg (Jul–Dec) 0.5065

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0330 SAR (High: 0.5192 / Low: 0.4863). On the other end, December was the most stable month, with a tight range of 0.0130 SAR (High: 0.5338 / Low: 0.5208).

November Spread (Volatile) ±0.0330

December Spread (Stable) ±0.0130

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0192 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.5646) against the same month in 2021 (average: 0.6037), the exchange rate shifted by -0.0390 (-6.46%).

2022 Avg (January) 0.5646

2021 Avg (January) 0.6037

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5717	0.5550	0.5646
February	0.5712	0.5559	0.5648
March	0.5529	0.5392	0.5456
April	0.5481	0.5204	0.5367
May	0.5346	0.5175	0.5263
June	0.5353	0.5194	0.5268
July	0.5202	0.5008	0.5092
August	0.5159	0.4969	0.5061
September	0.5058	0.4791	0.4954
October	0.5036	0.4843	0.4909
November	0.5192	0.4863	0.5098
December	0.5338	0.5208	0.5277