2021 HRK to SAR Historical Review

YEARLY HIGH

0.6123 SAR

YEARLY LOW

0.5585 SAR

YEARLY AVERAGE

0.5894 SAR

2021 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.6123. Conversely, the yearly low was recorded on November 24, dropping to 0.5585.

This high-to-low spread represents a total annual volatility of 0.0539 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6037 to the December average rate of 0.5640, the exchange rate registered a net change of -6.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.6123 was up 0.17% compared to the 2020 peak of 0.6112, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,062 SAR

2020 Average 2,842 SAR

Yearly Trough Low 2,792 SAR

Transaction Impact: A difference of 269.25 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.6097

0.5599

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5986, compared to 0.5802 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 0.5986

H2 Avg (Jul–Dec) 0.5802

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0210 SAR (High: 0.5794 / Low: 0.5585). On the other end, December was the most stable month, with a tight range of 0.0069 SAR (High: 0.5680 / Low: 0.5610).

November Spread (Volatile) ±0.0210

December Spread (Stable) ±0.0069

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0108 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0108

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.6037) against the same month in 2020 (average: 0.5596), the exchange rate shifted by +0.0441 (+7.87%).

2021 Avg (January) 0.6037

2020 Avg (January) 0.5596

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6123	0.5996	0.6037
February	0.6027	0.5928	0.5990
March	0.5980	0.5808	0.5888
April	0.6021	0.5822	0.5927
May	0.6113	0.5973	0.6055
June	0.6102	0.5930	0.6020
July	0.5945	0.5858	0.5912
August	0.5942	0.5846	0.5888
September	0.5949	0.5795	0.5891
October	0.5831	0.5756	0.5791
November	0.5794	0.5585	0.5690
December	0.5680	0.5610	0.5640