2013 HRK to SAR Historical Review

YEARLY HIGH

0.6790 SAR

YEARLY LOW

0.6320 SAR

YEARLY AVERAGE

0.6573 SAR

2013 HRK to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 0.6790. Conversely, the yearly low was recorded on March 28, dropping to 0.6320.

This high-to-low spread represents a total annual volatility of 0.0470 SAR. From a start-to-finish perspective, comparing the January average rate of 0.6587 to the December average rate of 0.6729, the exchange rate registered a net change of 2.16% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.6790 was up 1.90% compared to the 2012 peak of 0.6663, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 3,395 SAR

2012 Average 3,205 SAR

Yearly Trough Low 3,160 SAR

Transaction Impact: A difference of 235.01 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.6761

0.6374

JanuMarcMayJulySeptNove

HRK to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6508, compared to 0.6639 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 0.6508

H2 Avg (Jul–Dec) 0.6639

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0289 SAR (High: 0.6749 / Low: 0.6460). On the other end, November was the most stable month, with a tight range of 0.0103 SAR (High: 0.6676 / Low: 0.6573).

February Spread (Volatile) ±0.0289

November Spread (Stable) ±0.0103

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0200 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2013: 0.6714) against the same month in 2012 (average: 0.6479), the exchange rate shifted by +0.0235 (+3.62%).

2013 Avg (October) 0.6714

2012 Avg (October) 0.6479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6707	0.6473	0.6587
February	0.6749	0.6460	0.6607
March	0.6472	0.6320	0.6406
April	0.6485	0.6320	0.6421
May	0.6512	0.6359	0.6430
June	0.6708	0.6439	0.6596
July	0.6642	0.6392	0.6538
August	0.6676	0.6551	0.6629
September	0.6664	0.6494	0.6594
October	0.6790	0.6648	0.6714
November	0.6676	0.6573	0.6633
December	0.6777	0.6657	0.6729