2012 HRK to SCR Historical Review

YEARLY HIGH

2.5377 SCR

YEARLY LOW

2.1314 SCR

YEARLY AVERAGE

2.3464 SCR

2012 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 2.5377. Conversely, the yearly low was recorded on August 10, dropping to 2.1314.

This high-to-low spread represents a total annual volatility of 0.4064 SCR. From a start-to-finish perspective, comparing the January average rate of 2.3705 to the December average rate of 2.2800, the exchange rate registered a net change of -3.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.5377 was up 0.87% compared to the 2011 peak of 2.5158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 12,689 SCR

2011 Average 11,647 SCR

Yearly Trough Low 10,657 SCR

Transaction Impact: A difference of 2,031.79 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.4966

2.1692

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4244, compared to 2.2684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1560 points.

H1 Avg (Jan–Jun) 2.4244

H2 Avg (Jul–Dec) 2.2684

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.2061 SCR (High: 2.4728 / Low: 2.2667). On the other end, October was the most stable month, with a tight range of 0.0403 SCR (High: 2.2849 / Low: 2.2445).

January Spread (Volatile) ±0.2061

October Spread (Stable) ±0.0403

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1851 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1851

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 2.4621) against the same month in 2011 (average: 2.4040), the exchange rate shifted by +0.0581 (+2.42%).

2012 Avg (April) 2.4621

2011 Avg (April) 2.4040

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4728	2.2667	2.3705
February	2.5032	2.3932	2.4433
March	2.5353	2.3870	2.4694
April	2.5377	2.4039	2.4621
May	2.4930	2.3411	2.4022
June	2.4472	2.3385	2.3990
July	2.4520	2.2702	2.3816
August	2.3023	2.1314	2.1965
September	2.3047	2.1803	2.2537
October	2.2849	2.2445	2.2644
November	2.2714	2.2016	2.2342
December	2.3047	2.2432	2.2800