2015 HRK to SCR Historical Review

YEARLY HIGH

2.1879 SCR

YEARLY LOW

1.7010 SCR

YEARLY AVERAGE

1.9423 SCR

2015 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 2.1879. Conversely, the yearly low was recorded on December 2, dropping to 1.7010.

This high-to-low spread represents a total annual volatility of 0.4868 SCR. From a start-to-finish perspective, comparing the January average rate of 2.1057 to the December average rate of 1.8240, the exchange rate registered a net change of -13.38% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.1879 was down 6.61% compared to the 2014 peak of 2.3426, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,939 SCR

2014 Average 11,047 SCR

Yearly Trough Low 8,505 SCR

Transaction Impact: A difference of 2,434.23 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.1351

1.7831

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9984, compared to 1.8862 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1122 points.

H1 Avg (Jan–Jun) 1.9984

H2 Avg (Jul–Dec) 1.8862

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2126 SCR (High: 1.9137 / Low: 1.7010). On the other end, July was the most stable month, with a tight range of 0.0544 SCR (High: 1.9272 / Low: 1.8728).

December Spread (Volatile) ±0.2126

July Spread (Stable) ±0.0544

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1219 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1219

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 2.1057) against the same month in 2014 (average: 2.1541), the exchange rate shifted by -0.0484 (-2.25%).

2015 Avg (January) 2.1057

2014 Avg (January) 2.1541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1879	2.0196	2.1057
February	2.1043	2.0149	2.0652
March	2.0504	1.8676	1.9433
April	2.0076	1.8878	1.9304
May	2.0233	1.9158	1.9827
June	2.0002	1.9352	1.9630
July	1.9272	1.8728	1.9033
August	2.0077	1.8787	1.9278
September	2.0102	1.8668	1.9319
October	2.0128	1.8394	1.9178
November	1.9199	1.7388	1.8124
December	1.9137	1.7010	1.8240