YEARLY HIGH
2.3631 SCR
YEARLY LOW
2.0212 SCR
YEARLY AVERAGE
2.1385 SCR

2026 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 2.3631. Conversely, the yearly low was recorded on July 15, dropping to 2.0212.

This high-to-low spread represents a total annual volatility of 0.3419 SCR. From a start-to-finish perspective, comparing the January average rate of 2.1919 to the December average rate of 2.0907, the exchange rate registered a net change of -4.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.3631 was down 0.81% compared to the 2025 peak of 2.3824, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,816 SCR
2025 Average 10,732 SCR
Yearly Trough Low 10,106 SCR
Transaction Impact: A difference of 1,709.68 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.2313
2.0513
JanuMarcMayJuly

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1584, compared to 2.0785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0799 points.

H1 Avg (Jan–Jun) 2.1584
H2 Avg (Jul–Dec) 2.0785

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.3056 SCR (High: 2.3602 / Low: 2.0546). On the other end, May was the most stable month, with a tight range of 0.0383 SCR (High: 2.1379 / Low: 2.0996).

February Spread (Volatile) ±0.3056
May Spread (Stable) ±0.0383

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1036 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1036

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 2.2163) against the same month in 2025 (average: 2.1338), the exchange rate shifted by +0.0825 (+3.87%).

2026 Avg (April) 2.2163
2025 Avg (April) 2.1338

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3533 2.0605 2.1919
February 2.3602 2.0546 2.1690
March 2.3137 2.0618 2.1720
April 2.3631 2.1198 2.2163
May 2.1379 2.0996 2.1127
June 2.1584 2.0242 2.0887
July 2.2043 2.0212 2.0663
August 2.1541 2.0639 2.0907