2018 HRK to SCR Historical Review

YEARLY HIGH

2.3570 SCR

YEARLY LOW

2.0620 SCR

YEARLY AVERAGE

2.1687 SCR

2018 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 2.3570. Conversely, the yearly low was recorded on November 12, dropping to 2.0620.

This high-to-low spread represents a total annual volatility of 0.2951 SCR. From a start-to-finish perspective, comparing the January average rate of 2.2832 to the December average rate of 2.1010, the exchange rate registered a net change of -7.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 2.3570 was up 3.81% compared to the 2017 peak of 2.2706, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,785 SCR

2017 Average 10,289 SCR

Yearly Trough Low 10,310 SCR

Transaction Impact: A difference of 1,475.25 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

2.3026

2.0693

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.2215, compared to 2.1159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1057 points.

H1 Avg (Jan–Jun) 2.2215

H2 Avg (Jul–Dec) 2.1159

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.1675 SCR (High: 2.2680 / Low: 2.1006). On the other end, July was the most stable month, with a tight range of 0.0186 SCR (High: 2.1493 / Low: 2.1306).

May Spread (Volatile) ±0.1675

July Spread (Stable) ±0.0186

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0710 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0710

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 2.2606) against the same month in 2017 (average: 1.9231), the exchange rate shifted by +0.3375 (+17.55%).

2018 Avg (February) 2.2606

2017 Avg (February) 1.9231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.3528	2.2178	2.2832
February	2.3570	2.2079	2.2606
March	2.3561	2.2244	2.2628
April	2.2978	2.1931	2.2288
May	2.2680	2.1006	2.1578
June	2.1681	2.1208	2.1361
July	2.1493	2.1306	2.1411
August	2.1424	2.0756	2.1116
September	2.2470	2.1162	2.1404
October	2.1543	2.0752	2.1123
November	2.1072	2.0620	2.0887
December	2.1346	2.0879	2.1010