2016 HRK to SCR Historical Review

YEARLY HIGH

2.1290 SCR

YEARLY LOW

1.8162 SCR

YEARLY AVERAGE

1.9509 SCR

2016 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 2.1290. Conversely, the yearly low was recorded on December 28, dropping to 1.8162.

This high-to-low spread represents a total annual volatility of 0.3128 SCR. From a start-to-finish perspective, comparing the January average rate of 1.8564 to the December average rate of 1.8721, the exchange rate registered a net change of 0.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 2.1290 was down 2.69% compared to the 2015 peak of 2.1879, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,645 SCR

2015 Average 9,708 SCR

Yearly Trough Low 9,081 SCR

Transaction Impact: A difference of 1,563.98 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

2.0507

1.8387

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9603, compared to 1.9415 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0189 points.

H1 Avg (Jan–Jun) 1.9603

H2 Avg (Jul–Dec) 1.9415

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.2450 SCR (High: 2.1169 / Low: 1.8719). On the other end, September was the most stable month, with a tight range of 0.0461 SCR (High: 2.0062 / Low: 1.9601).

February Spread (Volatile) ±0.2450

September Spread (Stable) ±0.0461

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0502 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 2.0330) against the same month in 2015 (average: 1.9304), the exchange rate shifted by +0.1027 (+5.32%).

2016 Avg (April) 2.0330

2015 Avg (April) 1.9304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9356	1.8215	1.8564
February	2.1169	1.8719	1.9479
March	2.0511	1.9077	1.9588
April	2.1290	1.9169	2.0330
May	2.1033	1.9344	2.0080
June	2.0208	1.8597	1.9578
July	1.9970	1.8792	1.9457
August	2.0267	1.9405	1.9828
September	2.0062	1.9601	1.9823
October	1.9944	1.9056	1.9492
November	1.9827	1.8568	1.9167
December	1.9125	1.8162	1.8721