2019 HRK to SCR Historical Review

YEARLY HIGH

2.1234 SCR

YEARLY LOW

1.8813 SCR

YEARLY AVERAGE

2.0644 SCR

2019 HRK to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 2.1234. Conversely, the yearly low was recorded on August 11, dropping to 1.8813.

This high-to-low spread represents a total annual volatility of 0.2421 SCR. From a start-to-finish perspective, comparing the January average rate of 2.0982 to the December average rate of 2.0455, the exchange rate registered a net change of -2.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.1234 was down 9.91% compared to the 2018 peak of 2.3570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,617 SCR

2018 Average 10,841 SCR

Yearly Trough Low 9,407 SCR

Transaction Impact: A difference of 1,210.29 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.1046

2.0277

JanuMarcMayJulySeptNove

HRK to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0826, compared to 2.0462 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0364 points.

H1 Avg (Jan–Jun) 2.0826

H2 Avg (Jul–Dec) 2.0462

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.2176 SCR (High: 2.0989 / Low: 1.8813). On the other end, May was the most stable month, with a tight range of 0.0335 SCR (High: 2.0795 / Low: 2.0460).

August Spread (Volatile) ±0.2176

May Spread (Stable) ±0.0335

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0297 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0297

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 2.0982) against the same month in 2018 (average: 2.2832), the exchange rate shifted by -0.1850 (-8.10%).

2019 Avg (January) 2.0982

2018 Avg (January) 2.2832

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1234	2.0771	2.0982
February	2.1174	2.0786	2.0938
March	2.1138	2.0623	2.0845
April	2.0897	2.0553	2.0708
May	2.0795	2.0460	2.0630
June	2.1047	2.0589	2.0852
July	2.1112	2.0520	2.0749
August	2.0989	1.8813	2.0452
September	2.0579	2.0200	2.0377
October	2.0579	2.0200	2.0395
November	2.0836	1.9350	2.0341
December	2.0656	2.0274	2.0455